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Genius Learning

Twelve modules, lesson by lesson.

A short video, an activity or worksheet, a reflection prompt and a quiz, in every lesson. Each module ends with a five-question review. The capstone is a life simulation that uses everything before it, followed by the 20-question final assessment.

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  1. Module 1

    Money Mindset & Financial Goals

    4 lessons and a five-question review 60 to 75 minutes

    1. 1Your Money Personality
    2. 2Emotional Spending Triggers
    3. 3Understanding Financial Wellness
    4. 4SMART Goal Setting
  2. Module 2

    Income, Budgeting & Banking

    4 lessons and a five-question review 75 to 90 minutes

    1. 1Understanding Your Paycheque
    2. 2Creating a Budget That Works
    3. 3Making the Most of Your Bank Account
    4. 4Setting Up for Success
  3. Module 3

    Credit, Loans & Debt Management

    4 lessons and a five-question review 75 to 90 minutes

    1. 1Understanding Credit
    2. 2Types of Loans & Borrowing Options
    3. 3Debt Repayment Strategies, Part 1: Snowball or Avalanche
    4. 4Responsible Credit Use for Life
  4. Module 4

    Taxes & Take-Home Pay

    4 lessons and a five-question review 60 to 75 minutes

    1. 1How the Canadian Tax System Works
    2. 2Understanding Your Take-Home Pay
    3. 3Filing Your Personal Income Tax
    4. 4Common Tax Mistakes & How to Avoid Them
  5. Module 5

    Saving, Emergency Funds & Goal-Planning

    4 lessons and a five-question review 60 to 75 minutes

    1. 1Why Saving Comes First
    2. 2Building an Emergency Fund
    3. 3Saving for Short-Term & Long-Term Goals
    4. 4Making Saving Automatic
  6. Module 6

    Banking, Interest & Credit Products

    4 lessons and a five-question review 75 to 90 minutes

    1. 1Types of Bank Accounts & How They Work
    2. 2Understanding Interest Rates
    3. 3Credit Products: What to Know Before You Borrow
    4. 4Avoiding Banking & Credit Pitfalls
  7. Module 7

    Budgeting for Real Life

    4 lessons and a five-question review 75 to 90 minutes

    1. 1The Purpose of a Budget
    2. 2Building a Realistic Budget, Part 2: From Categories to a Balanced Month
    3. 3Budgeting for Irregular Income
    4. 4Adjusting and Sticking to Your Budget
  8. Module 8

    Debt, Credit Scores and Repayment Strategies

    4 lessons and a five-question review 75 to 90 minutes

    1. 1Types of Debt, Part 2: Good, Bad, Secured and Unsecured
    2. 2Credit Scores, Part 2: The Five Factors
    3. 3Debt Repayment, Part 2: Your 12-Month Plan
    4. 4Recovering from Debt Mistakes
  9. Module 9

    Taxes, Government Benefits and Filing Basics

    4 lessons and a five-question review 75 to 90 minutes

    1. 1Income Taxes, Part 2: Why We Pay and What They Fund
    2. 2Filing Your Taxes, Part 2: Slips, Deadlines and Methods
    3. 3Tax Credits, Deductions and Getting a Refund
    4. 4Government Benefits and Support Programs
  10. Module 10

    Housing, Renting & Real Estate

    4 lessons and a five-question review 75 to 90 minutes

    1. 1Understanding Renting in Ontario
    2. 2Evaluating Rental Affordability
    3. 3Introduction to Home Ownership & Mortgages
    4. 4Planning for Housing Transitions
  11. Module 11

    Insurance, Emergencies & Financial Safety Nets

    4 lessons and a five-question review 75 to 90 minutes

    1. 1Emergency Fund, Part 2: Keeping It Funded
    2. 2Understanding Insurance Basics
    3. 3Navigating Workplace Insurance & Benefits
    4. 4Financial Safety Nets & Backup Plans
  12. Module 12

    Capstone Project & Final Assessment

    Capstone 90 to 120 minutes

    1. 1The Life Simulation Challenge
    2. Final assessment (20 questions) and final reflection

Course content is general education about personal finance, housing, business and law in Canada. It is not financial, legal, tax or investment advice. Speak to a qualified professional about your situation.

About 15 hours of work, at your pace.

$697 plus HST, once. Corporate rates for 10 or more participants.

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