Senior ScholarsGrades 9 to 12
The same seven strands at the level a young adult needs: paystubs, leases, capital gains, investing, a full financial plan, and what it means to sue and be sued.
What each grade learns this year
- Grade9
- Reading a paystub (CPP, EI, deductions), credit and loan repayment, property rights.
- Grade10
- Leases and employment contracts, capital gains, mortgage basics, lawyers versus paralegals.
- Grade11
- Investing strategy, risk and return, tax planning, traffic tickets and driving law.
- Grade12
- A full financial plan, refinancing, retirement accounts, suing and being sued.
The year, month by month
Each month has a theme. Families can join at the start of any month and pick up the current theme; the December exam and certificate are for students who attend the full year.
- January and FebruaryFinancial literacy and money conceptsBudgeting, compound interest, investing strategy, a full financial plan.
- March and AprilMortgages, loans and creditCredit scores and loan repayment, mortgage basics, refinancing, avoiding debt traps.
- May and JuneJobs and workforce preparationSalaries and benefits, employment contracts, job offers, career planning.
- July and AugustTaxes and personal financeIncome tax, CPP and EI, capital gains, tax credits, retirement accounts.
- SeptemberLegal awarenessProperty rights, leases and employment contracts, lawyers versus paralegals, traffic law, suing and being sued.
- OctoberReal estateRenting versus buying, the steps in a purchase, mortgages and refinancing, real estate in a long-term plan.
- November and DecemberEntrepreneurship, review and completion examBusiness plans with projections, launching and scaling, financing, then the review and exam.
How the class works
One hour, twice a week. Twenty minutes of teaching, twenty minutes of paper worksheet, twenty minutes of review. Two grades share a classroom, each with a base and an advanced level.
- One hour
- twice a week, all year
- 10 or fewer
- students in most classes
- Paper and pencil
- no tablets, no homework
- Certified teachers
- Ontario Certified Teacher or Registered ECE
Our supervision runs from sign-in at the start of class to the end of class. More on the format and questions parents ask.
Senior Scholars in Oakville from January 2027
Launch pricing for Founding Families. Four classes. If your child does not want to come back, we refund the month.
$549per month, plus HST
About $69 per class. Initiation fee $499 $0 for a limited time.
Other programs
- Little GeniusGrades 1 to 4
- Big GeniusGrades 5 to 8